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Digitalising products and services in Islamic economics and finance have brought numerous benefits to society, including increased accessibility and broader reach. However, to ensure that these benefits continue and contribute to a more equitable and inclusive national economic development, there is a need for strengthening the result of an inclusive and sustainable digital ecosystem infused with the values of Sharia. It was a persistent message conveyed by Vice President KH Ma’ruf Amin during his address at the Sharia Economics Seminar in Jakarta.
During the seminar organised by PT Pos Indonesia, the Vice President acknowledged the synergistic efforts of various stakeholders in supporting the enhancement of Sharia financial inclusion in Indonesia. One tangible example of such efforts is the digital innovation known as “Pospay Gold,” an application for digital physical gold trading based on Sharia principles.
“The innovation of ‘Pospay Gold,’ seamlessly integrated into PT Pos Indonesia’s SuperApp, has not only added to the list of achievements by our nation with international quality but has also enriched the choices available to individuals who prioritise Sharia principles in their investments,” he depicted.
Indonesia can become a leader in developing an inclusive and sustainable digital ecosystem through the amalgamation of digitalisation and Sharia values. This ecosystem can contribute to fair and widespread economic growth across all segments of society. These initiatives mark positive steps in supporting the country’s burgeoning development of Sharia economics.
Before the launch of the SuperApp, the Vice President reminded PT Pos Indonesia, along with relevant ministries, authorities, and stakeholders, of the need to ensure security and privacy in the development of technological innovations. It is to maintain public trust. Additionally, they emphasised the importance of conducting extensive public education and enhancing digital literacy while continuously monitoring the implementation of regulations and policies, accompanied by ongoing improvements.
The Vice President also stressed the significance of collaboration in bringing forth digitally skilled, productive, competitive talents. This collaboration aims to bridge the gap between the demands of the digital industry and the availability of skills meeting the required competencies.
Previously, the CEO of PT Pos Indonesia, Faizal Rochmad Djoemadi, revealed that Pos Indonesia, as a business entity, has been able to endure for 276 years due to its ability to adapt to changes. It is evident in its digital transformation, especially in the services available on the Pospay Superapp website and mobile apps.
This new feature in the Superapp, named Pospay Gold, will provide a gold trading platform in accordance with Sharia principles. It strictly adheres to Islamic principles, ensuring it doesn’t involve any form of gambling, usury, or transactions with forbidden commodities. It operates with the highest standards of fairness, integrity, and transparency, avoiding any deceptive practices, interest-based dealings, or excessive speculation. Pospay Gold also maintains physical gold reserves and undergoes regular audits for compliance,” he asserted.
“We aim for the introduction of Pospay Gold in the Superapp to provide the public with an additional investment choice. Furthermore, we anticipate that the ongoing and future transformations at Pos Indonesia will not only ensure its long-term existence but also lead to its prosperity for many years to come,” he added.
